Earn up to 4.75% APY
Lock in guaranteed returns with our Certificates of Deposit. FDIC insured up to $250,000 with flexible terms from 3 months to 5 years.
Guaranteed Returns
Lock in your rate for the full term. No market risk.
FDIC Insured
Your deposits are protected up to $250,000.
Fixed Rate
Your APY stays the same for the entire term.
Flexible Terms
Choose from 3 months to 5 years.
Current CD Rates
Rates are subject to change. APY accurate as of today.
3 Months
4.00%
APY
Min: $500
6 Months
4.25%
APY
Min: $500
9 Months
4.50%
APY
Min: $500
12 Months
4.75%
APY
Min: $500
18 Months
4.50%
APY
Min: $500
24 Months
4.25%
APY
Min: $500
36 Months
4.00%
APY
Min: $500
60 Months
3.75%
APY
Min: $500
How CDs work
Simple, straightforward, and secure.
Choose Your Term
Select a term that fits your savings goals, from 3 months to 5 years.
Deposit Your Funds
Make your initial deposit. Minimum $500 to open.
Earn Guaranteed Interest
Your rate is locked in. At maturity, withdraw or renew.
Frequently asked questions
What happens when my CD matures?
You'll have a 10-day grace period to withdraw your funds or renew your CD. If you don't take action, your CD will automatically renew at the current rate.
Can I withdraw early?
Yes, but early withdrawal penalties apply. The penalty varies by term length and is typically a portion of the interest earned.
Are my deposits insured?
Yes, all deposits are FDIC insured up to $250,000 per depositor, per insured bank.