Banking that works for you
No hidden fees. No minimum balances. Just simple, secure banking designed around your life. Open an account in minutes.
$0
Monthly Fees
4.50%
Savings APY
55K+
Free ATMs
2M+
Happy Customers
Choose the right account for you
Whether you're saving for the future or managing daily expenses, we have the perfect solution.
Everyday Checking
Your go-to account for daily transactions with no monthly fees and unlimited transfers.
- No monthly fees
- Free ATM access
- Early direct deposit
High-Yield Savings
Grow your money faster with one of the highest APYs in the market.
- 4.50% APY
- No minimum balance
- Automatic savings
Credit Cards
Earn rewards on every purchase with no annual fees and premium benefits.
- Up to 5% cashback
- No annual fee
- Travel perks
See how we compare
We're different from traditional banks. Here's how.
| Feature | Summit Trust Bank | Traditional Banks |
|---|---|---|
| Monthly Fee | $0 | $12-15 |
| ATM Fees | $0 (55,000+ ATMs) | $2.50-5 |
| Minimum Balance | $0 | $500-1,500 |
| Savings APY | 4.50% | 0.01-0.50% |
| Overdraft Fees | $0 (with protection) | $35 |
| Foreign Transaction Fee | $0 | 1-3% |
Why bank with us?
We're building banking for the modern world.
FDIC Insured
Your deposits are protected up to $250,000 by the Federal Deposit Insurance Corporation.
Mobile Banking
Manage your accounts, pay bills, and send money from anywhere with our award-winning app.
24/7 Support
Our customer support team is always available to help you with any questions.
Instant Transfers
Send money to friends and family instantly, any time of day or night.