Credit Cards

Rewards that add up

Earn cashback, travel points, and exclusive perks on every purchase. Find the card that fits your lifestyle.

Choose your card

From everyday cashback to premium travel rewards, we have a card for you.

Summit Trust Bank

Everyday Cashback

Annual Fee

$0

Simple rewards, no hassle

1.5%cashback on everything
  • 1.5% unlimited cashback
  • No annual fee
  • No foreign transaction fees
  • 0% intro APR for 15 months
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Most Popular

Summit Trust Bank

Premium Rewards

Annual Fee

$0

Maximize your rewards

5%on top categories
  • 5% on rotating categories
  • 3% on dining & groceries
  • 1% on everything else
  • Welcome bonus: $200
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Summit Trust Bank

Travel Elite

Annual Fee

$95

For the frequent traveler

3Xpoints on travel
  • 3X points on travel & dining
  • Airport lounge access
  • Travel insurance included
  • No foreign transaction fees
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Every card comes with

Premium benefits and protections on all our cards.

Zero Liability

You're never responsible for unauthorized purchases on your card.

Instant Notifications

Get real-time alerts for every transaction on your card.

Worldwide Acceptance

Use your card at millions of locations around the world.

Exclusive Offers

Access special deals and discounts from our merchant partners.

Modern card features

Our cards are designed for the way you live today, with features that give you control and peace of mind.

No annual fee options
Contactless payments
Virtual card numbers
Freeze card instantly
Custom spending limits
Automatic fraud alerts

Apply in minutes

1
Check if you're pre-approved
2
Complete your application
3
Get instant decision
4
Start using your virtual card
Check Your Eligibility

No impact on your credit score

Ready to start earning?

Apply now and get instant access to your virtual card.

Apply Now