Fuel your growth with flexible credit
Access the capital you need to grow your business. From credit cards to lines of credit, we have financing options that work for you.
Choose your financing
Flexible options to match your business needs.
Summit Trust Bank
Business Credit Card
Earn rewards on every business purchase
- 1.5% cashback on all purchases
- No annual fee
- Employee cards at no extra cost
- Real-time expense tracking
- Custom spending limits
Summit Trust Bank
Business Line of Credit
Flexible funding when you need it
- Credit lines up to $500K
- Only pay interest on what you use
- No prepayment penalties
- Fast approval process
- Flexible repayment terms
Built for modern businesses
Powerful tools to manage your business spending.
Fast Approval
Get a decision in minutes, not days. Funding available within 24 hours.
Expense Management
Track and categorize expenses automatically with detailed reporting.
Team Cards
Issue cards to employees with custom limits and real-time controls.
Easy Integration
Sync with QuickBooks, Xero, and other accounting software.
Simple requirements
We've streamlined the application process. Here's what you need to qualify:
- Business registered for 6+ months
- Annual revenue of $50,000+
- Good personal credit (650+)
- US-based business
Quick Application
Get approved in minutes
No impact on your credit score
Secure and compliant
Your business data is protected with enterprise-grade security. We're PCI compliant and use bank-level encryption for all transactions.
Get Started